Having health insurance comes with clear advantages.

Insured people are less likely to die and more likely to seek care, explained Stan Dorn, the director of the National Center for Coverage Innovation at Families USA, a health care advocacy nonprofit.

“We know that there are really serious consequences in terms of higher hospitalization rates if you’re uninsured, and even higher death rates if you’re uninsured,” Dorn explained.

And right now, Dorn is concerned.

According to a report that Families USA released on July 13, 5.4 million American workers – and, presumably, many of their family members – have lost insurance between February and May of this year, thanks to pandemic-related job loss.

That number, according to the report, is 39% higher than the largest annual increase ever recorded – in a matter of three short months. (The highest previous annual increase occurred during the Great Recession, when 3.9 million adults of working age became uninsured over the course of one year.)

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